These Are the Best Family Friendly Cars in 2018

  1. Honda Odyssey, Minivan

Ranked #1 of minivans by U.S. News and by Kelly Blue Book, the Honda Odysseyis considered the best minivan in the U.S. because it affords comfortable space for cargo and any size rider. It drives like a car and is equipped with driver assist and safety features such as collision mitigation braking. Inside there is a new infotainment system and even a vacuum for quick cleanups. The redesigned Odyssey with Magic slide seats, five child safety seats, and an in-cabin camera is a reliable vehicle with a high resale value.

  1. Subaru Outback, Crossover

The respected Outback is versatile like an SUV and rated as the best vehicle for the money. Larger and sleeker than other crossovers, it rides like a family car with room for five passengers and a generous cargo area of 35 cubic feet (73 cubic feet with the back seats down). This Subaru accommodates baby seats, small children, teens, and adults without crowding anyone.

  1. Ford Expedition, Large SUV

The Expedition is ranked #1 in its group. The redesigned Expedition has the best third row of all SUVs, and like other SUVs, the Expedition can be purchased as a four-wheel-drive vehicle. (No minivans other than the Toyota Sienna have this capability). With 3.5-liter V6 engines, this SUV has 375 horsepower and 470 lb-ft of torque so that the family can pull a boat or other things.

  1. Acura MDX, Midsize SUV

Acura MDX is ranked #5 among luxury midsize SUVs by U.S. News. This stylish vehicle is particularly accommodating to older members of the family as entry is much more comfortable than climbing into a van and some SUVs. Android Auto and Apple CarPlay are now standard equipment. The cushioned seats in the second row slide forward, and the backs tilt to a comfortable angle. Acura has a smooth ride, safety features, and a quiet cabin. With its three rows for seating or storage, along with excellent fuel efficiency, the MDX makes a great family vehicle.

  1. Honda CR-V, Compact SUV

Easy to drive and maneuver, the Honda CR-V is ranked #1 among compact SUVs by Kelley Blue Book and US News as the top vehicle for smaller families and the money. Having earned a rating of five stars from the National Highway Traffic Safety Administration, the fuel-efficient CR-V has 40 cubic feet (76 ft. with the seats folded)of storage space, and senior passengers can quickly enter it. Because of its safety/driver assist system, the Honda CR-V is also rated as one of the safest crossovers.

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These Are the Best Family Friendly Cars in 2018

The MX-5

Mazda recently announced the availability of their new MX-5 model. A fantastic testament to sophistication, this sleek model integrates elements of design seamlessly with the power it promises. Check it out

The MX-5

Term vs Whole Life Insurance

Life insurance is incredibly important when it comes to making sure our loved ones are left behind in safe hands in the wake of our death. However, the nuances between the varierty of insurances available can often make one’s head spin. It is for this reason that I will address some of these nuances in an attempt to make the convoluted and complicated world of hypotheticals easy to understand.

Here, I will be discussing both term life insurance and permanent life insurance. Term is a bit more simplistic and also boasts the lower cost. However, more of us have been exposed to whole life insurance since it has more publicity behind it.

Term Life Insurance

Term Life Insurance, as the name hints, only covers a certain amount of time, a term if you will.  Occasionally, you may hear this sort of plan referred to as “pure life insurance” since it’s really only supposed to protect your dependents. Terms can last anywhere from one to thirty years, yet the most common is 20 years. Generally, the premium does not increase or decrease throughout the contract, but of course every plan is its own and so it behooves you to make sure that that it is the case should you decide to move forward with a term plan.

For the record, you should pick a term plan for the years your dependents would be the most, for lack of a better word, dependent on you. This way, in the event that the worst happens, your family is provided for. Ideally, the payout they receive will be the equivalent of your current income so as to provide for the smoothest transition possible should you suddenly not be around.

Whole Life Insurance

This sort of plan is permanent, and has you covered from the start of the plan to the end of your life. This said, there is an investment involved that is titled the “cash value” of the plan. This cash value grows at a slow and steady pace and is tax-deferred so you won’t have to pay any percentage based on its gains. However, you can borrow money against the account or even forfeit the policy for cash. However, if you don’t manage to pay the plan back, with interest, you will decrease your benefits until you surrender the entire policy and the death benefit with it.

Frankly, as a whole, whole life insurance is more straightforward than term plans in that the numbers behind it don’t change. Yet, even though this is the case, the plans are typically more expensive, and although offering more benefits than term, they generally cause overbuying as well. Actually, as I mentioned in a previous article, this is because when we grow older we need less benefits, but as stated above, the numbers with whole life insurance plans don’t change. So even when you have less financial obligations and your kids are moved out of the house, you are still paying the same premiums.

This all said, it is up to you to decide which plan to pursue. Of course, every individual has unique circumstances that dictate which plan is best for them. In my personal opinion, you should always be sure to consult a professional before you commit to a plan, and remember to shop around. Insurance companies offer different pricing for different age groups and different policies, so make sure you weigh your options.

 

Life Insurance, Robert Taurosa, Scale

 

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Term vs Whole Life Insurance

How Far, Really, Can A Car Go on One Charge?

In a world increasingly conscious of the environment, electric vehicles have been at the helm of cutting down fossil fuels. You would think, considering how surrounded we are by climate change’s harsh realities, we would be jumping at the prospect of electronic vehicles that do not spout pollution into our already tainted atmosphere. However, the numbers don’t reflect that. In fact, the percentage of new car sales in 2015 being directed to electronic vehicles was less than one percent. Astounding, but understandable when you look at electronic vehicles in a side-by-side comparison with their internal combustion brothers and sisters. Perhaps the most significant question that is raised out of such a comparison, is how far can an electronic car go on “one tank,” or rather, one charge. Here are three of the most popular electric vehicles and the range they boast:

Chevy Volt (53 Miles)

With a fully charged battery, the Chevy Volt claims to be able to travel a full range of 53 solely electric miles. While certainly a considerable distance, it seems this range would be best reserved for merely traveling to and from work. For any individual considering an interstate, or even an international, trip, the Chevy Volt is not a viable choice. While of course, interstate travel is surely not the deciding factor when purchasing an automobile, it is a factor nonetheless; and the fact that the Chevy Volt is one of the longer lasting batteries presents a problem to a mass consumer migration to EV’s.

Tesla Model S (270 Miles)

This sporty sedan not only beckons customers forth with its hit aerodynamic aesthetic, but also draws them in with a larger, 270 mile range. This increase in range decreases the new phenomenon known as “range anxiety,” all the while boasting a more than capable engine with a body that makes heads turn. However, there is a catch, the price. At 85,000$, the Tesla Model S is not necessarily a budget vehicle.

Chevy Spark (82 Miles)

This remarkably small vehicle boasts 82 miles on a single charge and only costs 25,170$, a huge reduction when compared with the Tesla. Of course, the aesthetics and performance of the Spark do not quite match that of Tesla, as I imagine is expected. At 128 miles per gallon in the city, the Spark’s gas reduction perfomance is unparalleled. For comparison, the Tesla sits at 95/mpg city.

 

Palm Tree

 

 

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How Far, Really, Can A Car Go on One Charge?

Future Cars Pt 2

The realm of street-legal speed is a hotly contested one. Car companies will push the boundary as far as possible, squeezing more horsepower and shaving seconds off their 0-60 runs. This lRobert Taurosaatest entry in the world’s fastest car will surely run you a pretty penny, for both the price tag and any possible incursions with the law your joyriding might earn.

The current holder of the fastest production car is the Bugatti Veyron. The 16.4 Super Sport “World Record Edition,” is capable of some pretty astounding speeds. In a long enough stretch, this car can reach up to 270 mph. Capable of going 0-60 in 2 seconds, this speed demon will have you around the block and back seconds after the light turns green.

Though reaching the top-speed would prove difficult on any normal road, all the discerning driver would need is a rented landing strip. Considering the cost of this car, renting such a lavish speed strip should be a pittance. Just pushing the envelope on what it is to be street legal, the geniuses at Bugatti know speed, and know that their clientele expect it.

So, why? Why get a car so fast that you’d need specific situations to see what it’s capable of? The experience has been likened to riding in a space ship. The smooth curves of the interior match the wind-slicing body design, each bend meant to evoke a feeling of motion. This is more than a vehicle, it’s speed incarnate. Though the price may be steep for some, many would leap at the chance to sit behind the steering wheel for just a few minutes of uninhibited driving.

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Future Cars Pt 2

Future Cars Pt 1

Robert TaurosaYears ago, futurists predicted the year 2000 would be one of wonder and science. Cars with domed roofs zipping through the sky while we stand on automated sidewalks and take our meals entirely in pill form. Though that future may not have come true in its entirety, Google’s most recent development could be the next wave of the future. Having ripped a page out of Golden Age Sci-Fi and put it on the road, Google presents the self-driving car.

Showing off its most recent prototype last Saturday at the Community School of Music and Arts in Mountain View, California, Google proved that it owns the cutting edge. While prototypes of this vehicle were unveiled in May, Google has been road testing their latest creation since June. Keeping it sheltered from the public eye, Google kept their baby behind glass, only available for a chosen few to see.

Chris Urmson, the director of Google’s self-driving car program, announced the car’s many features. Along with your typical air-conditioning and power windows, you can elect to remove your accelerator pedal, brake pedal, and steering wheel. While the car does come with a fail-safe stop button, the final model will look entirely different. Only being a prototype, this early peek at what Google plans to offer has titillated many. Unveiling their vehicle as part of the Paint the Town project, Google sought local artists to submit artwork to be showcased on the vehicles. Introducing a concept as foreign and futuristic as a self driving car will take all the positive P.R. Google can muster.

With a history of successful innovations under their belt, it should come as no surprise that Google is the one to introduce such a major leap in the technology. While it may be several years before the highways are bustling with self-piloting cars, it’s no doubt that the future is upon us.

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Future Cars Pt 1

Automatic Racer

We’ve only just gotten used to cars that drive themselves, but now there’s a new trend coming around the bend. Formula One, known for cars breaking the sound barrier and peeling around the corners at breakneck speeds, has found a new competitor. With hopes of giving birth to a new breed of racing, the geniuses behind Formula One are hard at work with their latest sport.

Roborace, a futuristic take on racing, will be held by entirely unmanned vehicles. Designed to draw in crowds of younger viewers with its sci-fi bend, Roborace will combine the speed of the F1 racing with the precision of computer-driven vehicles. An offshoot of Formula E, the latest addition to the Formula One lineage, Roborace is part of a movement toward greener, healthier ways to race.

Robert TaurosaTouting their latest project as a fusion of future tech and modern modality, the brilliant minds behind Roborace are hopeful that showing how seamlessly the two cooperate will fill seats with eager viewers. Additionally, DARPA (Defense Advanced Research Projects Agency) has put up a large cash sum for any able developer able to race across the Mojave Desert in an unmanned vehicle. To this day, only one group has been able to cross the finish line, but the competition, designed to drive the production of smarter unmanned vehicles, has drawn plenty of attention.

Designed to tax the automation systems of driverless cars, this project is equal parts new sport and product test. While automated vehicles have become a reality, the programs that operate them have yet to be put to any real speed test. Roborace may not only be the most futuristic race to date but the birthplace of advanced driving A.I. For more information on this science fiction subject, follow the link here.

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Automatic Racer